Jim Sicotte and Polaris Mortgage Planners at Indi Mortgage are here to help!

We are focused on being Your Mortgage Planners for Life. From getting Pre-Approved to having your mortgage Paid Off, we are here with you every step of the way.

  • Our #1 focus is getting you the best home financing for your situation.

  • Our #2 focus is communicating to you (and your Realtor and Lawyer) every step of the way during the home financing process so everyone knows what is going on and required.

  • Our #3 focus is then helping you get that mortgage paid off so that you can enjoy home ownership and financial freedom.

This is our business. You are our client. Together home ownership is yours for the taking, and mortgage freedom is yours for the having.


This App will do an estimate only. We still want you to let us verify your numbers and paperwork. Lenders have a variety of policies that we can often use to help improve your qualifying numbers. When you are ready to get pre-qualified and go home shopping, go to our application page so we can do a thorough qualification for you. You can also access our application page through the Mortgage App by clicking on Sign Up on the top right or on Get Pre-Approved Now, once you have done a calculation.


Four Easy Steps to Getting a Mortgage

Buying a new home will likely be one of the most expensive purchases you ever make. For this reason, it is wise to learn a little bit about how the mortgage qualifying process works. For your convenience, we have broken down the process into four simple steps.

Here are four easy steps to getting a new mortgage:

STEP 1: APPLY
Our online application will take approximately 5 minutes to complete. Please try to complete it as accurately as possible, as this will help us place your loan with the best lender and at an excellent rate. If you would rather, you can give us a call and we can take your information over the phone or meet in person.

STEP 2: PROCESSING
Your Mortgage Planner will then be in touch to review your application and discuss your specific needs before getting you approved for your mortgage financing.

STEP 3: ACCEPTANCE
When your loan is approved, your Mortgage Planner will send you your approval and a list of required documents. The approval must be signed and returned along with any other required documents.

STEP 4: FUNDING
Once your loan is complete you will need to meet with your lawyer to finalize and register your loan.



Want to Learn More?

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Mortgage solutions

We understand the Canadian mortgage market and have the knowledge and expertise to make sure you get the best offer, every time. Learn about your mortgage options.

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Education Center

As a buyer you need to be educated on all your options. Learn everything from basic mortgage definitions to more complex insurance options.

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Document Examples

It’s easy to get confused over which documents you need to collect for your lender to approve your financing request. See our examples to get you on the right path.